CD Ladder Calculator
Build a CD ladder strategy to maximize returns while maintaining liquidity. Stagger your CDs to mature at different times for regular access to funds.
CD Ladder Setup
Configure your investment amounts and terms
Your CD Ladder (5 CDs)
CD #1 - 1 Year Term
Matures: $0.00
CD #2 - 2 Year Term
Matures: $0.00
CD #3 - 3 Year Term
Matures: $0.00
CD #4 - 4 Year Term
Matures: $0.00
CD #5 - 5 Year Term
Matures: $0.00
Why Use a CD Ladder?
Regular Liquidity
CDs mature at regular intervals, providing access to funds without penalty.
Interest Rate Protection
If rates rise, you can reinvest maturing CDs at higher rates.
Reduced Risk
Diversifies your CD portfolio across different terms and rates.
Flexible Strategy
Reinvest or use the funds as each CD matures based on your needs.